Health Insurance Quotes from Insurance Agents

Consulting with an insurance agent is a great option for first-time health insurance buyers. To find a good agent, ask for recommendations from people you trust. You can also check with your state for a list of licensed insurance agents. Before you schedule a meeting, you should review your budget, any particular health concerns you have and the type of coverage you require.
An insurance agent should be able to instantly give you a variety of quotes from different insurers and help you apply for coverage. Good agents should also ask if you qualify for government programs, like Medicaid. An agent won’t receive a commission on government-funded health insurance programs, but an ethical agent will encourage you to apply for the most cost-effective health insurance option.

Insurance agents are paid by commission, so the cost of their services is free to you. However, the percentage that an agent makes on each sale can vary between policies. If you’re wondering about the financial incentives being offered to your agent, don’t be afraid to ask. A good insurance agent will be forthright about his or her commission and be able to make a compelling argument for choosing a specific health insurance plan.